The Housing Finance Sector data for Ghana extends back to 2007. Please click on the Research Center tab above to access data for previous years not shown.
| Indicator | Data | Year | Source |
|---|---|---|---|
| Total population | 28.83 million | 2017 | WDI |
| Urban population (% of total) | 55.31% of total | 2017 | WDI |
| GDP, current prices (U.S. dollars) | 47,032 USD (millions) | 2017 | WEO |
| GDP based on PPP per capita GDP (Current international dollar) | 4,729.49 USD | 2017 | WEO |
| Inflation, end of period consumer prices (Percent change) | 11.82% | 2017 | WEO |
| Average bank deposit rate | 13% | 2017 | Bank of Ghana |
| Lending rate | 29.3% | 2017 | Bank of Ghana |
| Owner-occupied units | 47.2% of total | 2010 | Census 2010 |
| Total amount of home mortgage loans outstanding at the end of year in millions of USD: | 177 USD (millions) | 2013 | Bank of Ghana Annual Report |
| Total amount of home mortgage loans outstanding at the end of year as % of GDP (current) | .37% | 2013 | Bank of Ghana Annual Reports, CAHF Yearbook |
| Total # of home mortgage loans outstanding at the end of year | 50,127.4 thousand | 2009 | UN Habitat Ghana Country Profile |
| Typical LTV at origination | 80% | 2017 | CAHF Yearbook |
| Typical pmt-to-income ratio (HH income) | 30% | 2011 | UN Habitat Ghana Country Profile |
| Retail funding (deposits/other) | primary | 2017 | CAHF |
| Wholesale funding: loans from other banks or corporations | secondary | 2017 | CAHF |
| Funding through securitization of mortgages | tertiary | 2017 | CAHF |
| Typical number of days needed for the transfer of title | 47 | 2017 | WDI |